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posted Jun 3, 2019 11:03:07 AM

How do I calculate RMD on an inherited annuity?

I inherited 3 annuities from my father who died in 2014. TurboTax is asking if the withdrawals were RMDs. For each I assume yes, part of the distribution was an RMD. TurboTax is asking what part of the distribution was an RMD. How do I calculate this?

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1 Best answer
Intuit Alumni
Jun 3, 2019 11:03:08 AM

RMD applies to a traditional IRA or a qualified retirement plan. The annuities would not have an RMD if your father purchased them himself from an insurance company. If they come from his employer, then they are probably qualified plans subject to RMD if he was over the age of 70 1/2 when he passed away.

If you change your answer to no, part of the distribution was not an RMD, your problem should go away.

If your father was older than 70 ½, you can use this web site to calculate the RMD.


1 Replies
Intuit Alumni
Jun 3, 2019 11:03:08 AM

RMD applies to a traditional IRA or a qualified retirement plan. The annuities would not have an RMD if your father purchased them himself from an insurance company. If they come from his employer, then they are probably qualified plans subject to RMD if he was over the age of 70 1/2 when he passed away.

If you change your answer to no, part of the distribution was not an RMD, your problem should go away.

If your father was older than 70 ½, you can use this web site to calculate the RMD.