Why sign in to the Community?

  • Submit a question
  • Check your notifications
Sign in to the Community or Sign in to TurboTax and start working on your taxes
New Member
posted Mar 10, 2021 9:16:32 PM

How do I add form 8915E for a Covid-related Roth-IRA retirement distribution and repayment? Using TT Online Self-employed.

0 29 6934
24 Replies
Expert Alumni
Mar 11, 2021 1:51:04 PM

 It depends.  You do not add the form itself, Turbo Tax will do this for you automatically.

  1. Go to federal>wages and income>all income
  2. Retirement plans and Social Security>show more 
  3. Ira (401K), pension plan Withdrawals(1099R) Start
  4. Here you will enter your 1099R.  After you are done with one and reach a summary screen, there will be an opportunity to enter more 1099's.
    1.  Here you will select the first choice 
    2. I took out this money because of a qualified disaster (includes COVID-19)
    3. Scroll through the next few screens until you reach a screen that says is this a withdrawal due to COVID-19 or a Qualified Disaster Distribution?
    4. You will say yes, this was withdrawn due to COVID 19
    5. Next screen says COVID-19 distribution Here you will indicate that all or some was a COVID 19 withdrawal.
    6. Next will ask about your COVID related stuff.  There is a checkbox that you must answer saying that you were financially impacted by COVID 19. This will waive the early withdrawal penalty.
    7. Then it asks if you repaid the distribution, you can say no unless you did.
    8. Then it asks if you want to pay the tax all the tax this year. leave the check box blank and continue.
    9. This will generate a 8915-E and will spread your taxable amount over a three-year period automatically.

New Member
Mar 11, 2021 3:11:07 PM

Thank you for the response- probably works for you on the desktop version but I am using Turbotax Self-Employed Online, so the menus and navigation don't match with my screen.

I may have succeeded but only by changing the Distribution code to T.  (that may cause me problems later because now the Distribution Code doesn't match the 1099-R on file) The way this Online version works, it is hard to tell if form 8915-E is generated or not.

When it asks "has any of this distribution been repaid"? do they mean within the calendar year 2020 or up to April 15, 2021?

Expert Alumni
Mar 11, 2021 3:57:16 PM

You can include payments you repay through 04/15/21, which is the due date of your return as paid back in 2020.   You can view your tax return and tax summary in TurboTax Online to ensure the amounts have been reported correctly.   The preview only shows Form 1040 and Schedules 1-3.  But you can save a PDF copy to view the 8915-E also to make sure that has been reported correctly.  

New Member
May 17, 2021 2:37:44 PM

I purchased the turbotax deluxe product.  In the retirement plans section, I imported my 1099R forms directly from my 401K managing firm. When I click continue, the next page only asks me about disaster withdrawals for previous years prior to 2020.  There is nowhere that I can see COVID19 mentioned for the tax year 2020.  I've checked and my version is the latest.  Where do I go for form 8915E?

Expert Alumni
May 17, 2021 2:49:52 PM

Try editing the 1099-R form you have entered to see if you can get the covid questions to show up - they come during the 1099-R entry and the previous years' disaster questions come up after the entry.   If you still don't get the questions, you will need to delete the 1099-Rs and manually enter them so you get the questions.    But editing the forms will generally trigger the questions.    Search 1099-r to be taken to a list of your forms and then click on EDIT next to the form instead of the continue button at the bottom.      @DrMarcJ22

 

 

 

 

Level 1
Jan 16, 2022 7:15:29 PM

When we put in a Covid distribution last year, we spread the taxable income over 3 years. Since this will be the 2nd year claiming a 1/3 of that income, how do we input that income on TurboTax? 

Level 15
Jan 16, 2022 7:43:05 PM


@LeslieStrother  wrote:

When we put in a Covid distribution last year, we spread the taxable income over 3 years. Since this will be the 2nd year claiming a 1/3 of that income, how do we input that income on TurboTax? 


By going to the 1099-R interview even if you do not have a 1099-R.  TurboTax will ask if if you had a disaster distribution.   The new IRS form for 2021 is the 8915-F which is still in the draft state at the IRS and probably will not be  released until March.

Level 3
Jan 28, 2022 10:51:49 AM

I also need to repay the 2nd portion from early withdrawal... But when I click on "early withdrawal" it says I don't need that bc I didn't take money out in 2021... There's no place or link to the 8915 or place to get this done on my TT app. 

Level 1
Jan 28, 2022 10:59:41 AM

I am still stuck here as well. I haven’t figured out a solution yet but if I do, I will definitely post it!!

Level 15
Jan 28, 2022 11:03:30 AM


@kmcmillan wrote:

I also need to repay the 2nd portion from early withdrawal... But when I click on "early withdrawal" it says I don't need that bc I didn't take money out in 2021... There's no place or link to the 8915 or place to get this done on my TT app. 


See my post above yours for the answer.

Level 1
Feb 2, 2022 12:09:11 PM

ok just to clarify, currently (02/02/2022) there is no correct way to enter this into TurboTax, and we should wait until the IRS releases the updated form and TurboTax adds it to the system, correct?

Expert Alumni
Feb 2, 2022 1:07:57 PM

Yes.  To clarify, you will need to wait until IRS releases form 8915-E before you can enter this into Turbo Tax. 

Level 3
Feb 2, 2022 1:30:17 PM

Any idea of when that will be? 

Expert Alumni
Feb 2, 2022 1:39:46 PM

No.  To clarify, at this time, there is no release date for form 8915-F, which is used to report the repayments.

 

@kmcmillan

[ Edited 02/02/22|04:01 PM PST]

Level 15
Feb 2, 2022 3:29:39 PM


@DaveF1006 wrote:

No.  To clarify, at this time, there is no release date for form 8915-E, which is used to report the repayments.


@DaveF1006 for 2021 it is the 8915-F form that is in the Draft stage at the IRS.   The 8915-E was for 2020 only.

 

The draft forms can be viewed here:
https://www.irs.gov/pub/irs-dft/f8915f--dft.pdf
https://www.irs.gov/pub/irs-dft/i8915f--dft.pdf

Level 2
Feb 8, 2022 1:54:59 PM

The official form is published and no longer a draft, when will turbotax update their software to reflect this??? It was released on 2/2/2022.... Get your stuff together and get some employees working on this. Its the last thing I need to finish filing!

https://www.irs.gov/pub/irs-pdf/f8915f.pdf

Level 15
Feb 8, 2022 2:06:25 PM


@NaSmith wrote:

The official form is published and no longer a draft, when will turbotax update their software to reflect this??? It was released on 2/2/2022.... Get your stuff together and get some employees working on this. Its the last thing I need to finish filing!

https://www.irs.gov/pub/irs-pdf/f8915f.pdf


It is scheduled for the 3/31 update.

 

https://care-cdn.prodsupportsite.a.intuit.com/forms-availability/turbotax_fed_windows_individual.html

Level 3
Feb 8, 2022 2:08:30 PM

Dave, now that the final has been released, how long will it take TT to upload it? 

Level 15
Feb 8, 2022 2:17:58 PM
Level 3
Feb 8, 2022 2:20:07 PM

Not until 3/31???? What?? Ok, does anyone know of another tax company who has this file uploaded so I can get my taxes done? I do not want to wait until April to do them. That's crazy for it to take a month an a half to upload a document that's already available.

Level 2
Feb 8, 2022 2:53:20 PM

Agreed 100%, after 10 years of using Turbotax, I will be looking elsewhere if this is the case! As a software dev, If I don't push updates in my field within 24 hours, I would be reprimanded. 3/31 is asinine!

Level 3
Feb 8, 2022 2:58:10 PM

I'd like to hear from a TT employee if that date is correct. Can a TT expert confirm or deny the 3/31 date?? Otherwise, I'd love to know other online tax services that have this form uploaded already? 

Level 3
Feb 8, 2022 3:06:15 PM

Last year, the form was finalized and released by the IRS on 2/11 and TT had it available and uploaded by 2/24. So, since it was released by the IRS on 2/2 of this year, then it seems to me that it would be uploaded to TT by 2/15 or 16. Just based on it taking them 13 days last year to get it together... Why would it take almost 2 months this year to have it available? I'm begging a TT expert to inform us! 

Level 3
Feb 8, 2022 5:32:29 PM

Soo.... I just filed my taxes with FreeTaxUSA and was super easy and super cheap! They already have the 8915 F form programmed into their software and is was a seamless process! I've been with TurboTax for the past 10 years but couldn't wait on them to upload needed forms until March 31st. I'm so relieved to have this done and not weighing on my shoulders! I definitely recommend FreeTaxUSA! I wish I could have stayed with TurboTax but their experts have differing opinions/ advice/dates or just flat out incorrect info. Not to mention that it only cost me $6.99 to file! And the IRS has already accepted. Done deal! You guys should make the switch- you'll be glad to have it done!