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New Member
posted Jun 6, 2019 5:15:13 AM

Hi I'm under the traditional and roth IRA contribution section. Is this where I put my 401K contributions?

Hi I'm under the traditional and roth IRA contribution section. Is this where I put my 401K contributions? Or is it already factored into my 401K?

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4 Replies
New Member
Jun 6, 2019 5:15:16 AM

Your 401k contributions have already been accounted for on your W-2.  Do not enter your 401k contributions in the IRA section, as it will cause errors.  

Level 2
Feb 4, 2020 9:18:58 AM

I see that my 401(k) is on my W-2. How does that account for it as tax deductible? Other deductions appear on their respective 1099* tax forms and we still have to record them in our tax returns. 

Level 2
Feb 4, 2020 9:21:45 AM

My bad. Re-read your post. The 401(k) contribution is in its own W-2 AND reflected in in Box 1 income. My bad. 

Expert Alumni
Feb 4, 2020 10:47:03 AM

Box 1 of your W-2 will be lower than the amounts in boxes 3 and 5 by the amount of your pre-tax 401K contributions in box 12 code D.

 

So you recognize that the 401K contributions are pre-tax when you enter the box 1 number into your tax return.

 

(It is always possible that your individual W-2 has other codes or issues that affect these numbers.)

 

See also here.