Why sign in to the Community?

  • Submit a question
  • Check your notifications
Sign in to the Community or Sign in to TurboTax and start working on your taxes
New Member
posted Apr 22, 2025 2:46:42 PM

Handling RMD when 401(k) and 403(b) distributions reported on the same 1099-R and some payments are periodic but others not

I took distributions from a 401(k) and a 403(b) in order to satisfy RMD. These distributions were reported on the same 1099-R. TT asks "Was This Distribution From a 403(b) Plan?" The answer is that part of it was and part of it wasn't. But the only response options are "Yes" and "No." What should I do?

 

Bonus question: In addition to the one-time distributions I took from those accounts to satisfy the RMD, the 1099-R also reports periodic payments from an annuity that I created out of a 401(k). TT then asks whether I "receive[d] payments . . . on a regular basis"? The answer is I did for one of the accounts but not the others. However, the only response options are "Yes" and "No". What to do?

 

Thank you.

0 2 4358
2 Replies
Level 15
Apr 22, 2025 6:30:34 PM

Answer yes to both questions. 

Level 15
Apr 23, 2025 6:44:21 AM

"I took distributions from a 401(k) and a 403(b) in order to satisfy RMD. These distributions were reported on the same 1099-R. "

 

It's improper for the payer to report on a single Form 1099-R distributions from different accounts.  Perhaps what you received is a single sheet on which is printed two separate Forms 1099-R, each of which must be entered into TurboTax separately.  If the sheet separately lists the gross amount distributed from each account, this suggests that you have received two Forms 1099-R printed on a single sheet.