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Level 2
posted Apr 6, 2023 6:10:26 PM

For "ABLE account earnings distributed," should I enter box 1's amount ("ABLE Contributions"), or box 4's ("Fair Market Value")? I just opened it last year.

I'm referring to Form 5498-QA ABLE Account Contribution Information. Box 2 ("ABLE to ABLE Rollovers") and box 3 ("Cumulative Contributions") are both empty.

I looked at pages 7-9 of Publication 907 - Tax Highlights for Persons With Disabilities, which I found on www.irs.gov. However, I'm still not sure what amount, if any, to put in the box for "ABLE account earnings distributed" within TurboTax. Even when combined, none of the amounts mentioned on my Form 5498-QA are equal to or greater than the contribution limit amounts.

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1 Best answer
Expert Alumni
Apr 6, 2023 8:19:44 PM

Form 5498-QA is an informational form which is not reported on your tax return. 

The IRS gets a copy which reports to them what you contributed to your account. You also get a copy which is "For Your Information" only. 

 

Once you start making distributions, you will get a 1099-QA showing what you took out. At that time, you may need to report the 1099 for the distribution. 

 

Don't enter the 5498-QA anywhere, keep it with your tax file. 

 

 

 

1 Replies
Expert Alumni
Apr 6, 2023 8:19:44 PM

Form 5498-QA is an informational form which is not reported on your tax return. 

The IRS gets a copy which reports to them what you contributed to your account. You also get a copy which is "For Your Information" only. 

 

Once you start making distributions, you will get a 1099-QA showing what you took out. At that time, you may need to report the 1099 for the distribution. 

 

Don't enter the 5498-QA anywhere, keep it with your tax file.