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Level 1
posted Jan 22, 2025 10:03:33 AM

Finishing input. I have a pension and we both have 401's. Form asking for RMD number on pension How do I answer that?

my pension is a fixed amount and does not have a RMD so i just put total distribution there.

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2 Best answers
Level 15
Jan 22, 2025 10:04:14 AM

The full amount of the pension is an RMD.

Level 15
Jan 22, 2025 10:04:30 AM

It's whatever they send you. Say all of it is the RMD. If you are 73 it will ask you if it is the RMD. Say yes and enter the amount as the RMD amount. The pension doesn't need to calculate any RMD. Anything your pension pays you is considered to be the RMD. Traditional pensions automatically fulfill the rules of an RMD. So just enter the same amount in box 1 for the RMD.

2 Replies
Level 15
Jan 22, 2025 10:04:14 AM

The full amount of the pension is an RMD.

Level 15
Jan 22, 2025 10:04:30 AM

It's whatever they send you. Say all of it is the RMD. If you are 73 it will ask you if it is the RMD. Say yes and enter the amount as the RMD amount. The pension doesn't need to calculate any RMD. Anything your pension pays you is considered to be the RMD. Traditional pensions automatically fulfill the rules of an RMD. So just enter the same amount in box 1 for the RMD.