Why sign in to the Community?

  • Submit a question
  • Check your notifications
Sign in to the Community or Sign in to TurboTax and start working on your taxes
Level 5
posted Mar 9, 2025 6:02:21 PM

Excess contributions for Roth IRA

Hi there,

Appreciate your advice for follow up question in my earlier thread,

 

I had made Roth IRA contributions for 2024 and 2025 without realizing that there is a income limit.

 

I called Fidelity and submitted the form to return my $7000 contribution made to Roth IRA in Jan 2024 + $801.85 earnings = $7801.85 . (I will do the same after it gets processed to submit request for return of my contributions of $7000 made in Jan 2025 for my 2025 Roth IRA with loss of $86.)

 

I understand that I have to generate the 1099-R form manually to file my 2024 taxes.

 

Please confirm if I should now change the following to $0 now as I had entered $7000 earlier. Thank you.

 

 

 

 

 

0 1 1738
1 Best answer
Expert Alumni
Mar 10, 2025 5:49:02 AM

Yes.

 

You should change the contribution amount to 0 as the $7,000 has been withdrawn before April 15, 2025.

1 Replies
Expert Alumni
Mar 10, 2025 5:49:02 AM

Yes.

 

You should change the contribution amount to 0 as the $7,000 has been withdrawn before April 15, 2025.