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New Member
posted Mar 31, 2025 12:39:12 PM

Does the IRS maximum annual Roth contribution include my employer match?

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1 Best answer
Level 15
Mar 31, 2025 12:50:00 PM

Your employer doesn’t match or contribute to your IRA.   An IRA  is outside of work that you contribute to on your own.  You have different kinds of accounts at work like a 401K or a Simple IRA (which is different than a  IRA).

2 Replies
Expert Alumni
Mar 31, 2025 12:44:52 PM

No, employer matching contribution does not count toward the contribution limit.

Level 15
Mar 31, 2025 12:50:00 PM

Your employer doesn’t match or contribute to your IRA.   An IRA  is outside of work that you contribute to on your own.  You have different kinds of accounts at work like a 401K or a Simple IRA (which is different than a  IRA).