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New Member
posted May 31, 2019 10:34:43 PM

Does my dependent daughter need to file with ssa 1099 benefits of $9,255 and no other income at age 7?

She is not a survivor nor disabled. Her benefits come from me being retired. Most of the answers that I read here say if that is her only income, then no, she doesn't. (If I'm reading them correctly). However, other sites say that:"•For single dependents who are under the age of 65 and not blind, you generally must file a federal income tax return if your unearned income (such as from dividends or interest) was more than $1,050 or if your earned income (such as from wages or salary) was more than $6,300.  So, is ssa unearned income for her? I obviously claim her as a dependent.  I'm so confused.

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1 Best answer
Level 15
May 31, 2019 10:34:43 PM

 No. If the Social Security (SS) payments were under his/her SS number (as they usually are), it does not get reported on your return. If it does need to be reported, it would go on his/her individual return. If that was his/her only income, it does not get reported at all. She does not need to file a tax return. 

SS is only taxable & reportable when added to sufficient other income. Social security only  becomes taxable, when his income, including 1/2 his social security, reaches $25,000

Social security is neither earned or unearned income. It is an exception to the $1050 (and $6300) rules.

2 Replies
Level 15
May 31, 2019 10:34:43 PM

 No. If the Social Security (SS) payments were under his/her SS number (as they usually are), it does not get reported on your return. If it does need to be reported, it would go on his/her individual return. If that was his/her only income, it does not get reported at all. She does not need to file a tax return. 

SS is only taxable & reportable when added to sufficient other income. Social security only  becomes taxable, when his income, including 1/2 his social security, reaches $25,000

Social security is neither earned or unearned income. It is an exception to the $1050 (and $6300) rules.

New Member
May 31, 2019 10:34:45 PM

Thank you for taking the time to clear this up for me.  The 1050 rule was really throwing me.  Great answer !