Why sign in to the Community?

  • Submit a question
  • Check your notifications
Sign in to the Community or Sign in to TurboTax and start working on your taxes
New Member
posted Jan 17, 2024 4:29:56 PM

Does a 529 -individual count as an IRA traditional?

0 1 241
1 Best answer
Expert Alumni
Jan 17, 2024 4:51:47 PM

No, a 529 plan is a tuition savings plan. The contributions are not tax deductible like in a traditional IRA account. The tax benefit is that you don't have to pay taxes on the income generated if you use the proceeds of the fund for qualifying education expenses.

1 Replies
Expert Alumni
Jan 17, 2024 4:51:47 PM

No, a 529 plan is a tuition savings plan. The contributions are not tax deductible like in a traditional IRA account. The tax benefit is that you don't have to pay taxes on the income generated if you use the proceeds of the fund for qualifying education expenses.