Do I claim interest paid on a life ins loan as both income and interest since I got a 1099R and it was a special kind of loan

No, the interest paid on a life insurance policy is not deductible if you paid it.

If you received the interest, it is taxable income.  If it was included on the 1099-R, then that is all you need to do.

If it was not included on the 1099-R, then you would  enter it by clicking the following:

• Federal
• Income
• Show more next to Interest and Dividends
• Start next to interest on 1099-INT