No problem. You can have multiple accounts and take it all from one account. The IRS is just making sure you got it all. When you enter the 1099-R, the program asks if you took the full RMD required or less, meaning across all accounts that you have.
- Since you took your full RMD from all accounts -
- Enter the 1099R value for amount taken.
- Enter a value less than or equal to the payment amount on the 1099-R on the RMD required screen.
This is not part of your tax return, this is the program trying to determine if a penalty needs to be calculated.