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New Member
posted Jun 3, 2019 1:05:30 PM

Can you help me with my last 1099r form?

I need help on my last 1099r entry.  It's taxing the whole $7500, and I already paid taxes on at least $7000 of it. My financial advisor is telling me I should only have to pay taxes on the gain part of it.  I don't know what to do to change the outcome.

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1 Best answer
Level 15
Jun 3, 2019 1:05:39 PM

OK, this is an early distribution from a Roth IRA.  TurboTax will ask after the 1099R what the contributions were to this plan, and your answer should be what they were (which you said is around that $7,000 number in the answer).

When this is answered that will tax only the earnings of approx. $500 in this case.

Go back and Edit the 1099R entry and look for this question, as it has a very big impact on your taxable amount.

To edit pension and annuity Payments (1099-R)

  • Click on Federal Taxes
  • Click on Wages and Income
  • Click on I'll choose what I work on (if shown)
  • Scroll down to Retirement Plans and Social Security
  • On IRA, 401(k), Pension Plan Withdrawals (1099-R), click the update button

6 Replies
Level 15
Jun 3, 2019 1:05:32 PM

What code in in box 7?  What amount is in box 2a as taxable?  How did you pay taxes already in the $7K?

New Member
Jun 3, 2019 1:05:33 PM

J is in box 7  2a is blank and I paid taxes on it before it went in my 401k, and my financial person just moved it

New Member
Jun 3, 2019 1:05:35 PM

And 2b has an x by it

New Member
Jun 3, 2019 1:05:37 PM

I don’t see where to put that amount I only see the questions that it tells me to put that on my form

Level 15
Jun 3, 2019 1:05:38 PM

right after the 1099R you will get a number of questions that follow and this is where you need to enter the $7K.  let me know what screens you see.

Level 15
Jun 3, 2019 1:05:39 PM

OK, this is an early distribution from a Roth IRA.  TurboTax will ask after the 1099R what the contributions were to this plan, and your answer should be what they were (which you said is around that $7,000 number in the answer).

When this is answered that will tax only the earnings of approx. $500 in this case.

Go back and Edit the 1099R entry and look for this question, as it has a very big impact on your taxable amount.

To edit pension and annuity Payments (1099-R)

  • Click on Federal Taxes
  • Click on Wages and Income
  • Click on I'll choose what I work on (if shown)
  • Scroll down to Retirement Plans and Social Security
  • On IRA, 401(k), Pension Plan Withdrawals (1099-R), click the update button