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New Member
posted Jun 4, 2019 2:27:28 PM

Can my solo 401k contribution exceed my self employment income? For example, if my net self-employment income is $15,000. Can i contribute $18500?

I am not contributing to any other retirement plan.  And the $23,000 gross ($15,000) net is my only income.     

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Level 9
Jun 4, 2019 2:27:30 PM

No, you can't.  In fact, the total of one-half your self-employment tax, your deduction for self-employed health insurance, and your solo 401k contribution can't exceed $15,000.

1 Replies
Level 9
Jun 4, 2019 2:27:30 PM

No, you can't.  In fact, the total of one-half your self-employment tax, your deduction for self-employed health insurance, and your solo 401k contribution can't exceed $15,000.