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New Member
posted Jun 5, 2019 3:19:43 PM

Can I still get any tax breaks by making a deposit to an established Roth IRA account before the April 2018 deadline and claim it on my 2017 tax return?

I already have an established Roth IRA retirement savings account. Can I still get a tax credit by contributing to it? Or does it have to be a new account?

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1 Best answer
Expert Alumni
Jun 5, 2019 3:19:45 PM

Contributions to a Roth IRA account are not tax deductible. They are made with after-tax dollars.

On the other hand, qualified distributions from a Roth IRA are tax-free.

1 Replies
Expert Alumni
Jun 5, 2019 3:19:45 PM

Contributions to a Roth IRA account are not tax deductible. They are made with after-tax dollars.

On the other hand, qualified distributions from a Roth IRA are tax-free.