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New Member
posted Apr 14, 2025 6:00:55 PM

Can I still file if I don't have a 1099-R? The amount shown was a loan and not a withdrawal from my 401-k.

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1 Replies
Expert Alumni
Apr 14, 2025 6:08:12 PM

Unless you default on your 401(k) loan or leave your job without repaying it, a 401(k) will not be reported on a 1099-R.

 

You shouldn't report this loan on your tax return, so yes, you are ready to file if you've finished everything else!