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New Member
posted Nov 21, 2019 12:19:06 PM

Can I make IRA distributions in 2020 for 2019 tax year

I need to wait till 2020 to prepare my 2019 return to figure out how much take out and remain within my tax bracket.

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2 Replies
Level 15
Nov 21, 2019 12:35:16 PM

Are you referring to your RMD that you need to take out for the 2019 tax year?  No, you cannot wait until 2020 to do that.  And, no one will be filing a 2019 return until 2020.

 

Or are you asking about something else?

Level 15
Nov 21, 2019 2:52:51 PM

No, you cannot make an IRA distribution in 2020 "for" 2019. An IRA distribution is always reported in the year that the distribution is actually made. You'll have to make the best estimate you can to decide on the amount.