I have both an IRA and a 401K, and reached 70 1/2 years of age in February 2017. Can I aggregate the RMA from both accounts and take it from my IRA without disturbing the 401K?
011288
1 Best answer
dmertz
Level 15
Jun 4, 2019 10:22:31 PM
No, a 401(k)'s RMD is not permitted to be aggregated with RMDs from any other accounts. Each 401(k) must satisfy its own RMD.
1 Replies
dmertz
Level 15
Jun 4, 2019 10:22:31 PM
No, a 401(k)'s RMD is not permitted to be aggregated with RMDs from any other accounts. Each 401(k) must satisfy its own RMD.