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New Member
posted Jun 3, 2019 5:21:02 PM

Can a qcd be made from a 401k or just an ira?

when entering a 1099-r for an ira, questions are asked about a QCD. What about a 1099-r for a 401k...can a 401k distribution to charity qualify as a QCD? 

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2 Replies
Level 15
Jun 3, 2019 5:21:04 PM

A QCD cannot come from a 401(k) account.  Only from an IRA.

See https://blog.lordabbett.com/blog/2015/12/rmd_know_your_rules_on_iras_401ks.html

Level 15
Jun 3, 2019 5:21:06 PM

Also see IRS Publication 590-B, Distributions from Individual Retirement Arrangements (IRAs) -
<a rel="nofollow" target="_blank" href="https://www.irs.gov/publications/p590b#en_US_2016_publink100041439">https://www.irs.gov/publications/p590b#en_US_2016_publink100041439</a>