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New Member
posted Jun 1, 2019 8:55:18 AM

Are the earnings on my non taxable portion of my 401k taxable on a conversion to a roth 401k?

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1 Replies
Level 15
Jun 1, 2019 8:55:19 AM

Yes. the earnings will be taxed.

 If you for example has a basis (after tax money) in the 401K of for example $10,000.  That basis will stay the same (unless added to) 10 years later.

So when rolled to a Roth only the basis ($10K in this case) is excluded from being taxed.