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New Member
posted Jan 26, 2025 7:31:14 AM

"Any Nondeductible Contributions to Yang's IRA?", does it mean all of your IRA accounts or the one used to convert to Roth IRA?

I need to answer this question - "Any Nondeductible Contributions to Yang's IRA?"

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Level 15
Jan 26, 2025 8:50:20 AM

It means all of your traditional IRAs.  Your basis in nondeductible traditional IRAs belongs to you, not to any particular one of your traditional IRAs.  All of your traditional IRAs are treated in aggregate as if they were one large IRA.

1 Replies
Level 15
Jan 26, 2025 8:50:20 AM

It means all of your traditional IRAs.  Your basis in nondeductible traditional IRAs belongs to you, not to any particular one of your traditional IRAs.  All of your traditional IRAs are treated in aggregate as if they were one large IRA.