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New Member
posted Nov 11, 2021 8:35:47 AM

Aggregating IRA distributions

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2 Replies
Level 15
Nov 11, 2021 8:39:37 AM

Explain what you mean and what your questions is.

Level 15
Nov 11, 2021 8:41:39 AM

What is your question about it?   Yes you only have 1 IRA even if they are in different accounts.  Do you need to take the RMD?  Once you determine a separate required minimum distribution from each of your traditional IRAs, you can total these minimum amounts and take them from any one or more of your traditional IRAs.