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Level 1
posted Mar 16, 2025 2:28:33 PM

1099R and 403b issue

I downloaded my info from Fidelity which included a 1099R for IRA and a 1099R for 403b.   On line D of the RMD Excess Accumulation Worksheet it lists both for an IRA.  I tried to change the 2nd to a 403b with no sucess and being able to make a change.  Double clicking on the box does not take me to a source.  The 1099R I get from Fidelity does not show it as a IRA or 403b that I can see.   It does not make any difference in the taxes, but I would think the info from the 403b would be on line 5 a and b of the 1040 rather than all on the line 4 as IRA in order to be correct.  

I did not notice at the time, but 2023 had same issue.

How can I correct to reflect as 403b?

0 3 1098
1 Best answer
Expert Alumni
Mar 17, 2025 12:09:53 AM

What is the code in box 7? Please verify that you did not check the IRA/SEP/SIMPLE box for the 403(b) distribution. In the follow-up questions you should be able to indicate that this was a Qualified Plan and then confirm that this is a 403(b) plan. TurboTax correctly reports the 403(b) on line 5 of 1040.

3 Replies
Expert Alumni
Mar 17, 2025 12:09:53 AM

What is the code in box 7? Please verify that you did not check the IRA/SEP/SIMPLE box for the 403(b) distribution. In the follow-up questions you should be able to indicate that this was a Qualified Plan and then confirm that this is a 403(b) plan. TurboTax correctly reports the 403(b) on line 5 of 1040.

Level 1
Mar 17, 2025 12:16:40 PM

Thank you.  You are correct.  Removing the check regarding IRA/SIMPLE allowed me to enter it as 403b on D.  However, the checked box is a result of the import from Fidelity, not an entry that I made.  Additionally, the copy I just downloaded from Fidelity does not have the check in the box.

 

I am thinking I will just leave it alone for 2023 instead of filing an amendment since there is not change in dollars, or should I file an amended return to have the records correct with IRS?

 

jim

Level 15
Mar 17, 2025 12:22:14 PM

Well if the tax doesn't change on your 2023 return you can leave it and keep your notes and paperwork if the IRS asks about it.  It should be on 1040 line 5 instead of 4.  The X in the IRA/SEP/SIMPLE box  tells it what line to report it on.