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New Member
posted May 31, 2019 5:30:14 PM

1099-Q where funds were transferred from one 529 plan to another. I am recipient, but not the beneficiary. How do I answer the Qs in Turbo Tax?

In 2015, I transferred money from one 529 plan to another.  I received a 1099-Q that lists me as the recipient (I assume because I'm the account holder on the 529), but box 6 is checked indicating that I am not the beneficiary.  My son received a 1099-Q from the 529 plan that received the transfer, but not from the fund sending the transfer.  I need to know how to answer the 1099-Q questions in Turbo Tax.  It seems I should be able to answer "no" I didn't receive a 1099-Q for an account for which I'm the beneficiary.  

Please advise.  Thank you!

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3 Replies
New Member
May 31, 2019 5:30:16 PM

You should respond that you received a 1099 Q and you were not the beneficiary. Indicate that no one's education expenses were paid by this distribution.

On the Distribution Transfer screen, indicate Yes that you rolled over or transferred the distribution.  On the Rollover screen indicate that the ENTIRE amount of this distribution to another qualified tuition program

New Member
May 31, 2019 5:30:18 PM

I did this but it still is showing taxable for the entire amount transferred.

New Member
May 31, 2019 5:30:18 PM

529 transfers acting as a withdrawal.