Wondering what folks are planning to migrate to now that Mint is shutting down. I've used it since 2009 or so... feels like my whole financial life is in there. It was never perfect, but I still found it incredibly helpful.
This is one of the more disappointing announcements. I would have gladly paid a subscription for this service but I don’t think intuit ever attempted that. Credit Karma is garbage. The utility of this type of aggregator is so high… I think there are alternatives but I have not checked them out in detail. I’ve heard good things about monarch.
Where can I see the official notification? I've heard this too but haven't seen anything official from Mint. There's lots of reddit threads, etc and other articles about this on the web but I'm also curious what other folks are gonna switch to.
I have read some reviews of Enpower. It sounds like it has the most features that Mint had of all the options. Plus it's free like Mint is/was. I too have not seen anything official from Intuit, nor have I received an email or pop up asking me to switch to Credit Karma.
I have been an Empower user since it was Personal Capital, and they STILL don't offer a feature to set category budgets. If they add that, I could pretty easily make the switch.
@jhoff909 here are details on the Credit Karma support page: https://support.creditkarma.com/s/article/Intuit-Mint-and-Credit-Karma
Is Mint moving to Credit Karma?
Thank you for being a Mint user! Mint will go away, but some of the most popular Mint-like features are available on Intuit Credit Karma, and you will be able to bring the majority of your Mint financial account balances, historical net worth, and 3 years of transactions over to Credit Karma.
Minters who move to Credit Karma will have access to Credit Karma’s suite of features, products, tools and services, including some of Mint’s most popular features. We know the most active Minters use Mint to monitor their cash flow and track their spending, and on Credit Karma, you will have the ability to track your net worth and monitor your spending habits, transactions and cash flow, including visual insight into how your spending and cash flow tracks month-over-month, and broken down by spending category.
We are intentionally phasing the rollout to Mint users to ensure the best experience. You should be notified multiple times within the Mint app and via email, once you can begin moving your financial account data to Credit Karma, if you choose to do so. Until then, you can continue using Mint. You also have the option to download your Mint transaction data for a month beyond when Mint’s features are no longer available.
Once you move your Mint financial account data to Credit Karma, you will no longer be able to access your Mint profile.
I have loaded all of the identical accounts into Empower, and while it's not as glossy as Mint, it immediately gives me the same visibility into my accounts and transactions. One of my account institutions actually synchs a bit better. It has budgeting features, but I haven't tested part yet.
I would go straight to Credit Karma, but CK doesn't have an ad-free version. I was paying for a no-ad experience through the google play store, but CK does not have that option, and it's a deal-breaker for me.
Stressing beyond belief! This is my go to app! I recently signed up for the paid version to get better graphing….now it’s going away? Please say it is not true!
This move wasn't for customers seems really difficult to explain. Any alternatives to TurboTax since we have to move off Mint might look at dropping Turbo as well.
Intuit says they are pushing Mint users to CreditKarma. I tried CK and it is terrible for a budgeting app... not designed for that use case. I've landed on Rocket Money as the best fit for my purposes. You have to pay to get Net Worth which I have through Fidelity.
I just learned that Mint is shutting down. What a disgrace. No way in Hell I'm using Credit Karma. Thank you, Intu-**bleep**.
Thanks for sharing this. We're less than 2 months out from their shut-down date and from what I'm finding the majority of us haven't heard a peep from Intuit.
This move is absolute crap! Credit Karma has nothing to do with budgeting, so is not an actual option for a substitute.
I don't need to share all my financial information with someone to just have a fancy way of viewing my transactions and get sales recs. My bank can do that, thanks.
For the actual original question here, I've been recommended by friends to check out YNAB (the heavy favorite amongst my financial sector friends), Monarch, Tiler, or Nerd Wallet. I think Nerd Wallet is the only free option out of these though.
I will look at You Need a Budget (YNAB) and Quicken since I"ve heard good things.
https://www.quicken.com/lp/ppc/simplifi-vs-mint
Agree this is a really disappointing decision.
I agree with what I have been reading in this thread. This seems like a bad change, intuit seems to shuting down a superior product, in order to shoehorn everyone into an inferior product. If Intuit is doing this because it is costing too much to maintain Mint, and they are not getting enough revenue from keeping it running, then shut off the free version, and make people pay. Going full blast with the hatchet is going make a lot of people upset. Mint has helped me and my family so much over the years, it's really sad that its just going to die.
I tried Empower and it seems to do the job.
When logging in, have not seen a formal Mint announcement about shutting down. When are they going to tell us officially?
Credit Karma does not have portfolio management or budgeting so it’s useless. Empower is a Mint wanna be that does not perform well, account set up is buggy, and offers no budgeting. We are being left high and dry.
Started Using Mint over 10 years ago for the budgeting and financial features vs MS Money. Love it as is and need all the features. I do hope this is not a done deal!
If so, hope there will be a substantial time period once notified to transfer all my Mint history and data. Trouble is to what? Keep throwing out suggestions.
I've not seen an official announcement or an email either and have been using Mint for 14 years. So far, I haven't found anything comparable that is free and Quicken doesn't come close to having what I'm looking for in terms of budgeting and net worth. It's very disappointing to see this is going away...not really sure how they think Credit Karma is comparable. I've had a CK account forever and couldn't tell you the last time I logged on, where I check Mint almost every day. Very unhappy about this resource going away with no viable alternative.
Whatever it is, it won’t be to CreditKarma. It has barely any function beyond checking your credit score, and mine is always fine, so the program is basically useless.
Has anyone tried “Empower”? It has many of the same features as Mint, plus it’s better at monitoring investments.
Any suggestions?
I think CreditKarma will have more features once you get moved over to it - apparently at some point you will get prompted to. That said, I've setup Empower and like it. There are 2 issues for me that I see:
1) You can't import any historical data so you'll need to download your data (transactions) from Mint then you'll have them as .csv files.
2) Auto values don't pull from KBB so you just have a static value for your car assets. House does pull from Zillow like Mint does.
Plus for me is it gets my in investment data correctly - Mint was missing the data for my unmanaged assets in my Bernstein accounts. Empower has this correct which means my net worth is correct 🙂
I've tried my credit union (BECU) offering and didn't like it and also tried Fidelity's and had issues there too. I plan to try out CreditKarma once I get moved over and potentially keep both running for awhile. I may also try Simplifi and Monach.
Good luck!
Jhoff 909,
Thanks for your lengthy, thoughtful reply. I've found some of the same things. I too, have Empower, and it seems to do many of the old Mint things and I'm especially glad that it can handle my investments and Mint had troubles with that. I've read about Simplifi and Monach, so I may give them a try later.
Meanwhile, it seems to me that unless you are very concerned about your credit rating, there's no real reason to sign up for CK. It's a bit of an embarrassment that Intuit would recommend a program that keeps you posted on your credit rating as a replacement for a robust account aggregator. I'll take your advice, though, and hold out a final judgement for a while to see if they add to it and make it more useful.
Thanks. Will try empower. I liked mint for keeping track of all my investments across 4 or 5 platforms. It had some limitations but at least brought everything together in one place. Don’t need budgeting or credit info. I hear Quicken might also be good and I might try that as well. Thanks