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Level 2
posted Apr 21, 2023 1:15:30 AM

Re-depositing a distribution from ROTH conversion

5 years ago I made a conversion from IRA to ROTH account.  This year I withdrew part of the converted amount.  Can I redeposit it back into the same ROTH account within the 60 days?

0 3 1981
1 Best answer
Level 8
Apr 21, 2023 3:48:55 AM

Yes, the IRS allows you to redeposit within 60 days.

3 Replies
Level 8
Apr 21, 2023 3:48:55 AM

Yes, the IRS allows you to redeposit within 60 days.

Level 2
Apr 21, 2023 10:15:55 AM

Even if it is back to the same ROTH account?  Will there be any 5-year holding period for that amount (I'm under 59 1/2)?

Level 15
Apr 21, 2023 10:17:47 AM

Yes back to the same account.  It's like it never happened.