"second expenses exceed income shows $0 why not a loss on this property??"
You either hit the limit of the $25,000 ($12,500 if married filing separately) loss allowance for taxpayers who actively participate in their rental activities or you hit the income phaseout.
See https://www.irs.gov/publications/p925#en_US_2019_publink1000104571
It is extremely rare for rental real estate to ever show a taxable profit. In fact, it's much more common for rental property to show ever increasing losses as the years pass. Since rental income is passive, rental expenses and deductions are passive too. Therefore, your passive expenses can only be deducted from the passive income. Once those passive expenses get the taxable passive income to zero, that's it. You can't deduct the remaining passive expenses from anything else. So they just get carried over to the next year as carry over losses.
You will have carry over losses every year, and the amount carried over will increase with each passing year. You can't "realize" those losses against non-passive income until the year you sell the property. That's the way it works.
"second expenses exceed income shows $0 why not a loss on this property??"
You either hit the limit of the $25,000 ($12,500 if married filing separately) loss allowance for taxpayers who actively participate in their rental activities or you hit the income phaseout.
See https://www.irs.gov/publications/p925#en_US_2019_publink1000104571