My parents want to claim me as dependent. They loaned me money to pay for the out of pocket costs that fed loans would not cover. I am intending to pay them back. I paid for rent, food, electric, phon

To claim you as a dependent they would have had to provide more than half of your support in 2019.

 

This means 50% of the cost of basic life necessities such as food, lodging, clothing, medical and dental care, education, transportation, utilities, and so forth.

 

There are other requirements as well:

 

To can claim a child, as a dependent on your 2019 taxes you must meet the following requirements:

Qualifying child

• They're related to you.
• They aren't claimed as a dependent by someone else.
• They're a U.S. citizen, resident alien, national, or a Canadian or Mexican resident.
• They aren’t filing a joint return with their spouse.
• They're under the age of 19 (or 24 for full-time students).
  • No age limit for permanently and totally disabled children.
• They lived with you for more than half the year (exceptions apply).
• They didn't provide more than half of their own support for the year.

For further information please see the TurboTax websites: What does "financially support another person" mean? and Who can I claim as my dependent?