Is SSDI taxable? I haven’t had to pay taxes since I’ve recd it. The only difference is I had capital gains this yr. Wouldn’t just the capital gains get taxed?

SSDI can be taxable if you have enough other income. depending on your situation, up to 85% of it is taxed.  

 

If you fall into the following, 85% of your social security is taxable income

• Single with income above $34,000
• Married Filing Jointly with income above $44,000
• Married Filing Separate regardless of income

If you fall into the following, 50% of your social security is taxable income

• Single with combined income between $25,000-$34,000
• Married Filing Jointly with combined income between $32,000 and $44,000

Your combined income is calculated by adding your

• AGI plus
• Nontaxable Interest plus
• 1/2 of your social security Benefits

Social Security Benefits Taxes