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New Member
posted Jun 4, 2019 8:15:38 PM

Is interest on checking and savings accounts taxable when no "1099-DIV" is sent ?

If it isn't reported to the IRS, is that considered a "non-taxable" checking or savings account?

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1 Best answer
New Member
Jun 4, 2019 8:15:39 PM

Yes, interest income that is not specifically tax-exempt would be taxable on your return.  This includes interest on checking and savings accounts.

If the interest amount is over $10, the bank is required to issue a Form 1099-INT.  Even if you don't receive this form, you would still enter any interest income as if you had.  Interest from a checking and/or savings account would be reported in Box 1.

You should report all interest received on your tax return.

2 Replies
New Member
Jun 4, 2019 8:15:39 PM

Yes, interest income that is not specifically tax-exempt would be taxable on your return.  This includes interest on checking and savings accounts.

If the interest amount is over $10, the bank is required to issue a Form 1099-INT.  Even if you don't receive this form, you would still enter any interest income as if you had.  Interest from a checking and/or savings account would be reported in Box 1.

You should report all interest received on your tax return.

New Member
Jun 4, 2019 8:15:41 PM

Thanks so much!