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Level 2
posted Mar 11, 2025 9:09:06 AM

Inherited house Capital Gains Gain/Loss Calculating incorrectly in TurboTax

I sold an inherited house from my parents last year 2024.

The Gross proceeds is:  $82,667

The Cost Basis is:  $76,667

The Selling Expense is:  $9009

The math says I have a Loss of $3009 BUT.... TurboTax software shows it is $0.00

Am I doing something wrong or is there a bug in the TT software???

Thanks!

Steve

 

0 4 1670
4 Replies
Expert Alumni
Mar 11, 2025 9:13:23 AM

You are not doing your calculation wrong but there is not a bug in the program. The loss you mention is not deductible, so the net gain/loss on the sale cannot be below $0. So, since there is a loss it is reported as $0.

Level 15
Mar 11, 2025 9:14:38 AM

if you reported it as a sale of a home, then the loss is not allowed. if you held it as an investment after inheriting it, then you can't use the sale of home worksheet. It would be reported as a sale of an investment like a stock. 

Level 2
Mar 11, 2025 9:26:07 AM

Where in the tax code can I find why this loss is not deductible?

 

Level 2
Mar 11, 2025 9:33:17 AM

So you have to pay capital gains tax on an inherited home not used as an investment if you have a gain (i kept it for 10 months after inheriting it and the Basis when inherited was less than what it sold for) but you can't claim a loss and get a tax credit on the loss?