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New Member
posted Jun 4, 2019 7:54:28 PM

In 2016, we converted a home from primary residence to rental property. Do we enter ALL of the information from the 1098 in Mortgage Deductions, or prorate the amounts?

In other words, if we claim the prorated mortgage interest, property taxes, and mortgage insurance as a rental property expense for part of the year, should we enter only the interest/taxes/insurance for the other part of the year (in which we resided in the house) under Mortgage Deductions?

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Expert Alumni
Jun 4, 2019 7:54:30 PM

When you converted your residential home to a rental property during the tax, you have to pro-rate by time the deductions for mortgage interest and property taxes.

The portion corresponding to the time the home was rented is entered as rental expenses in the Rental section. The portion corresponding to the time it was your residence is entered under Deductions and Credits.

3 Replies
Expert Alumni
Jun 4, 2019 7:54:30 PM

When you converted your residential home to a rental property during the tax, you have to pro-rate by time the deductions for mortgage interest and property taxes.

The portion corresponding to the time the home was rented is entered as rental expenses in the Rental section. The portion corresponding to the time it was your residence is entered under Deductions and Credits.

New Member
Jun 4, 2019 7:54:31 PM

Thank you! 🙂

Expert Alumni
Jun 4, 2019 7:54:33 PM

You're welcome!