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New Member
posted Jun 1, 2019 5:38:49 AM

I live in a duplex and rent out 1 apartment. I entered that 50% of the property is used as a rental. Should I only put 1/2 of my taxes and insurance as a deduction?

Do I split my real estate taxes and insurance  in half and deduct them separately in the rental deduction section and half in my personal deduction section?

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5 Replies
Expert Alumni
Jun 1, 2019 5:38:51 AM

Yes, you should enter 50% of the common expenses such as mortgage interest, property taxes, homeowners' insurance as rental expenses in the Rental section of TurboTax.

The other 50% of mortgage interest and property taxes are entered in the personal section under Deductions and Credits > Your Home. Please note that homeowners' insurance is not deductible in the personal section.

New Member
Jun 1, 2019 5:38:53 AM

Hi thank you so much for responding. So for my 1098 in the deductions section do I put it exactly how it written on the 1098 or split it in half myself and just put 50% of what’s listed.

Expert Alumni
Jun 1, 2019 5:38:55 AM

Just 50% as the other 50% has already been claimed as rental expenses.

New Member
Jun 1, 2019 5:38:56 AM

Thank you! You have been extremely helpful

Expert Alumni
Jun 1, 2019 5:38:58 AM

You're welcome!