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Level 2
posted Apr 6, 2025 1:20:21 PM

How to report SSDI below market rental in my home.

My special needs adult son lives with us and gets SSDI. He pays rent to us and food costs. We do not have a mortgage and what he pays is WAY below local rental rates. Do I need to report this and where/how?

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3 Replies
Expert Alumni
Apr 6, 2025 2:56:43 PM

Any rents you receive are considered income, regardless of if you renting at or below fair market value.

 

Report the rental income and expenses in the rental section, as you normally would. You will get to a screen asking you if you are renting at or below fair market value, and if you are renting to family.

 

In TurboTax Premium Online, report rental income by following these steps:

 

  • Down the left side of the screen, click on Federal.
  • Down the left side of the screen, click on Wages & income.
  • Click to the right of Rentals, Royalties, and Farm.
  • Click to the right of Rental Properties and Royalties.
  • At the screen Your 2024 rentals and royalties summary, select Add another rental or royalty.

At the screen Was the rental rented every single day in 2024, at the question Was it always rented at a fair price..., select No.

 

 

Level 2
Apr 7, 2025 5:35:21 PM

After I follow those steps, I get a note that says since it is below market value it is not-for-profit and doesn't belong here.  It says it should be in Other Reportable Income under Misc Income.  But when you read the definition there it is SO unclear if this goes there.

 
 

 

 

 

Level 15
Apr 7, 2025 6:21:05 PM


@barb-stage wrote:

 It says it should be in Other Reportable Income under Misc Income.  


 

If it is "rent", that is where it belongs.

 

He is your son, he lives with you and is paying much less then market-rent.  It is common to view money from your son (or daughter) as merely non-taxable contributing to household expenses, rather than taxable rent.