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posted Mar 25, 2020 2:14:47 PM

HELOC deductibility calculation

On a newly increased HELOC--being reported by the lender as a 2019 novation--can I count amounts spent on home improvement from the immediately prior (and even earlier) HELOCs?

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1 Replies
Expert Alumni
Mar 25, 2020 4:53:12 PM

You can still deduct interest to the extent that it applies to monies spent on home improvements. So, you can deduct a portion of the HELOC mortgage interest. You will be asked questions in TuboTax when you enter the interest to determine how much is deductible.