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New Member
posted Jun 7, 2019 4:17:28 PM

Can I use my passive losses from a rental to offset some of my capital gains from stocks in the same year ? Thanks.

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Level 9
Jun 7, 2019 4:17:29 PM

No, passive losses can only be used to offset passive income.  Capital gains are not considered passive income.

6 Replies
Level 9
Jun 7, 2019 4:17:29 PM

No, passive losses can only be used to offset passive income.  Capital gains are not considered passive income.

New Member
Jun 7, 2019 4:17:30 PM

Thank you. but how come when I had a passive income from that rental last year it was automatically combined (by the software) with the capital gain income from stocks under "investment income" caption if they are different categories ? Thanks

Level 9
Jun 11, 2019 9:30:14 AM

It shouldn't have been combined if you filled out your tax return correctly.  The passive income from the rental should have been shown on Line 17 of Form 1040, capital gains are shown on line 13 of Form 1040.

New Member
Jun 11, 2019 9:30:14 AM

Thanks again. sorry, they were not combined on my return, instead they were combined for the purpose of qualifying for the EITC (Earned income tax credit), in other words, my investment income from stocks last year was qualifying me for that credit because it was below the maximum allowed , however the software added to it the passive income from the rental as combined "Investment income" hence exceeded the maximum allowed to qualify ! to summarize, my investment income was calculated as the sum of my stocks capital gains + passive rental income under one name. Thanks.

Level 9
Jun 11, 2019 9:30:16 AM

Investment income for the purposes of the EITC are the total of lines 8a (tax-exempt interest), 8b (taxable interest), 9a (ordinary dividends), and line 13 (capital gains).  Rental income or loss does not figure into the investment income calculation.

New Member
Jun 11, 2019 9:30:17 AM

Thank you sooo much for your time, you seem to be very knowledgeable about the subject, I wish I asked you this last year. Thanks again.