I purchased Premier because it is specifically promoted as having enhanced features for investments. Yet, now I find out that while one can input cryptocurrency sales as capital gains taxable events in the online version, there is no such option in premier. Setting aside the minor quibble that cryptocurrency is treated as property rather than as an investment per se, it would seem I've been shortchanged in available features. For that matter, you enter crypto in the online version apparently as follows:
So quite clearly, the online version handles it under Investment Income - precisely what Turbotax Premier is supposed to be ideal for.
This is, to put it mildly, frustrating.
Unless the features are identical, and unless a desktop user can freely switch between online or desktop without additional fees, it doesn't really respond to the issue. There's really no excuse for the desktop application lacking features - material features, not UI/UX and other ancillary specifics, but instead actual filing features - compared to the online version.
Is there a Premier that is not as good as the online Premier?
In recent years I've only bought the online TurboTax Self-Employed version. I haven't compared it to the Desktop version. I used the Desktop version long ago.
I can find no evidence that I can use either the desktop or the online version with only one purchase. Since I already own Premier desktop, I'm not going to double pay in order to get this one feature that's absent from the desktop version.
I prefer to keep all my tax documents under my control, on my local computer with my own security measures in place. Intuit has a good track record for security since the vulnerabilities that were discovered back in 2001 and 2007; nevertheless, I prefer managing my own security.