Why sign in to the Community?

  • Submit a question
  • Check your notifications
Sign in to the Community or Sign in to TurboTax and start working on your taxes
Level 2
posted Mar 15, 2022 12:16:13 PM

What is included in cost basis when calculating adjusted cost basis for home sale

What's included in the calculation for adjusted cost basis? Specifically: 

 

(1) Are loan costs -origination charges: process/underwriting, and tax service fees included? 

 

(2) Are property taxes included?

0 1 497
1 Replies
Expert Alumni
Mar 15, 2022 2:17:57 PM

The adjusted basis is calculated by taking the original cost, adding the cost for improvements and related expenses and subtracting any deductions taken for depreciation and depletion.

 

Your cost basis typically includes:

  • The original investment you made in the property minus the value of the land on which it sits
  • Certain items like legal, abstract or recording fees incurred in connection with the property
  • Any seller debts that a buyer agrees to pay
  • Additions and improvements to the home
  • Money that you spend to restore property after damage or loss
  • Legal fees spent that relate to the property in question

Use this link for IRS information:  Determining Your Basis