If you got charged the fees it is too late to change that. But at least you saved the $40 Pay with Refund service charge. Maybe your refund wasn't enough to cover the fees plus the service charge? Did it offer you the choice to pay with refund? You should always assume anywhere you enter your credit card for anything it will charge you right away.
How to review your fees
https://ttlc.intuit.com/community/charges-and-fees/help/how-do-i-review-my-fees-in-turbotax-online/0...
Why can’t I deduct the fees from my refund?
https://ttlc.intuit.com/community/charges-and-fees/help/why-can-t-i-deduct-my-turbotax-fees-from-my-...
