@VolvoGirl long day in the Forum?
Box 5 number is before the premiums & withholding are subtracted. (99% sure?)
The SS "Net" text in box 5 , just refers to gross total minus any SS Repayments done, i.e. box 3-box 4.
Thus, I was saying that the box 5s on their actual SSA-1099s might actually be ~40,692 and 16,464
____________*Answers are correct to the best of my knowledge when posted, but should not be considered to be legal or official tax advice.*
