To clarify, did you remove the excess contribution from your Roth IRA?
If you did not remove the excess then you will have to pay the 6% penalty as long as the excess is in the Roth IRA account. Please take a regular distribution without earnings of the excess amount to resolve the excess contribution in 2025.
If you removed the excess contribution in the past then you need to amend your return to remove 6% penalty. Please see How do I amend my federal tax return for a prior year?
- Click on “Jump to IRA contributions"
- Select “Roth IRA”
- On the "Enter Excess Contributions" screen delete the entry
Please review How do I submit a claim under the TurboTax 100% Accurate Calculation Guarantee.
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