Retirement tax questions

Yes you need to amend if you didn't make a separate IRA contribution and delete it.   It may affect other things.   And when you turn 72 the IRS will be expecting you to take a distribution from an IRA you don't really have.

 

How to amend a 2020 return

https://ttlc.intuit.com/community/amending/help/how-do-i-amend-my-return/00/27439