Retirement tax questions

Either one might make you eligible for the Retirement Saving s Contribution Credit (RSCC).

 

IF the credit is so small it doesn't offset the cost of the upgrade, then go thru the RSCC interview on the Deductions&Credits page, and in that part of the interview, indicate you were a student during 2019.

 

Of course, there may be something else you need to enter that also requires an upgrade...then you can redo the RSCC questions later and reset it since you'll have to pay to file anyhow for otehr reasons (Unless you were actually a college student during 2019)

____________*Answers are correct to the best of my knowledge when posted, but should not be considered to be legal or official tax advice.*