The payments were an advance credit for 2020. 2018 and 2019 information was used in sending out the payments since 2020 tax returns had not been filed at the point the stimulus payments were sent out. They are being reconciled when you do your 2020 return. In some cases, people may have been given a stimulus payment based on their 2019 income that did not qualify based on their 2020 income, and vice versa.
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