After you file

@sha130 The IRS does not allow you to change how you will receive your refund after you file your tax return.   If your refund goes to a wrong or closed account then the refund will be returned to the IRS, and the IRS will mail a check to the address on your tax return.

 

If you used the refund processing service to have your fees deducted from your federal refund, it gets more complicated since a third party bank is involved.   The refund goes back to that bank and the bank has to mail your check.   Sadly, that will likely take a long time.

 

If you lost your card, make sure you have reported the card as lost or stolen immediately.  We cannot do that for you.

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**