After you file


@ielder70 wrote:

They said that if I pay my fees with my federal, I couldn't get a paper check


If you do not have a bank account then you cannot use the Pay with My Refund option because that requires a bank account for direct deposit.  You have to pay any fees with a credit card and then you can request a paper check.

 

See this TurboTax support FAQ for removing the pay with refund option - https://ttlc.intuit.com/community/downgrading/help/how-do-i-remove-pay-with-my-refund-fees-in-turbot...