Most banks will return money from the IRS if the name(s) and social security number(s) on the IRS check do not exactly match the name(s) and social security number(s) registered on the account.
If the funds are returned, the IRS will then issue you a check.
As a last resort, you will be able to sort it all out by filing for a credit on your 2020 tax return when you file in 2021.
@Stinkerbellkity
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