An accountant would need to see all the numbers to tell you whether it would be better to file joint or separate state returns.
You can speak with a live Tax Expert: How do I connect with a tax expert in TurboTax Live?
You can also create additional free married filing separate accounts in TurboTax for California and Utah to see much you would owe to each state and compare that against your total tax state if filing together.
You won't be charged unless you print and file a return (or e-file two separate federal and state returns).
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