The $40 service charge is because you requested to have your TurboTax account fees paid from your federal tax refund. This is the service charge the third party processor charges for receiving your tax refund, deducting the fees and then direct depositing the remainder of the tax refund.
See this TurboTax support FAQ for removing the pay with refund fee - https://ttlc.intuit.com/community/downgrading/help/how-do-i-remove-pay-with-my-refund-fees-in-turbot...
