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Thank you @ErnieS0 and @VolvoGirl for your answers. I'm sorry it's taken me so long to get back to your responses. My family has experienced some bad circumstances which required attending to.

 

Again, thank you for your input. I do have a follow-up question for clarification. VolveGirl, you said I am "... considered self employed...". How is that possible? My primary income overwhelming is from my regular day job. Why would I be considered self-employed even though my primary income is from my state government job?